Personal data protection policy

Last updated [24/01/2024]

 

1) ARE YOU SUBJECT TO THIS NOTICE?

This Privacy Notice applies to you if you are ("You"):

  • a person interested in our products, services or contents (newsletters…), when you subscribe by providing us your personal data, on our websites and applications and/or during events or sponsorship operations, or
  • one of our customers or a client, when you buy products or services by providing us your personal data, on our websites and applications and/or during events or sponsorship operations

When you provide us with personal data related to other people, please make sure that you inform them about the disclosure of their personal data and invite them to read this Privacy Notice. We will ensure that we will do the same whenever possible (e.g., when we have the person's contact details).

2) HOW CAN YOU CONTROL THE PROCESSING ACTIVITIES WE DO ON YOUR PERSONAL DATA?

You have rights which allow you to exercise real control over your personal data and how we process them.

If you wish to exercise the rights listed below, please submit a request by mailing a letter to the following address:

RISK BCEF

Délégué à la Protection des Données Personnelles

163 Boulevard MacDonald

75019 PARIS

or on our websites Protection des Données - BNP Paribas (group.bnpparibas) with a scan/copy of your identity card where required.

If you have any questions relating to our use of your personal data under this Privacy Notice, please contact our Data Protection Officer at the same address above.

 

2.1      You can request access to your personal data

If you wish to have access to your personal data, we will provide you with a copy of the personal data you requested as well as information relating to their processing.

Your right of access may be limited in the cases foreseen by laws and regulations. This is the case with the regulation relating to anti-money laundering and countering the financing of terrorism, which prohibits us from giving you direct access to your personal data processed for this purpose. In this case, you must exercise your right of access with RISK BCEF Department, which will request the data from us. Délégué à la Protection des Données Personnelles,163 boulevard MacDonald,75019 Paris).

 

2.2      You can ask for the correction of your personal data

Where you consider that your personal data are inaccurate or incomplete, you can request that such personal data be modified or completed accordingly. In some cases, supporting documentation may be required.

 

2.3      You can request the deletion of your personal data

If you wish, you may request the deletion of your personal data, to the extent permitted by law.

You can object to the processing of your personal data based on legitimate interests

If you do not agree with a processing activity based on a legitimate interest, you can object to it, on grounds relating to your particular situation, by informing us precisely of the processing activity involved and the reasons for the objection. We will cease processing your personal data unless there are compelling legitimate grounds for doing so or it is necessary for the establishment, exercise or defence of legal claims.

2.4       You can object to the processing of your personal data for commercial prospecting purposes

You have the right to object at any time to the processing of your personal data for commercial prospecting purposes, including profiling, insofar as it is linked to such prospecting.

2.5       You can suspend the use of your personal data

If you question the accuracy of the personal data we use or object to the processing of your personal data, we will verify or review your request. You may request that we suspend the use of your personal data while we review your request.

2.6       You have rights against an automated decision

As a matter of principle, you have the right not to be subject to a decision based solely on automated processing based on profiling or otherwise that has a legal effect or significantly affects you. However, we may automate such a decision if it is necessary for the entering into or performance of a contract with us, authorised by regulation or if you have given your consent.

In any event, you have the right to challenge the decision, express your views and request the intervention of a competent person to review the decision.

2.7       You can withdraw your consent

If you have given your consent to the processing of your personal data, you can withdraw this consent at any time.

2.8       You can request the portability of part of your personal data

You may request a copy of the personal data that you have provided to us in a structured, commonly used and machine-readable format. Where technically feasible, you may request that we transmit this copy to a third party.

2.9       How to file a complaint with [insert name of supervisory authority]

In addition to the rights mentioned above, you may lodge a complaint with the competent supervisory authority, which is usually the one in your place of residence, [indicate the name of the supervisory authority e.g., the CNIL (Commission Nationale de l'Informatique et de Libertés) in France].

3) WHY AND ON WHICH LEGAL BASIS DO WE USE YOUR PERSONAL DATA?

In this section we describe how and why we use your personal data and draw your attention to some data processing we consider could be more impactful for you and, in some cases, may require your consent. 

3.1       To fulfil our legitimate interest

We use your personal data, for:

  • Improve the quality of our products end services
  • Security reasons and IT systems performance,

In any case, our legitimate interest remains proportionate and we verify according to a balancing test that your interests or fundamental rights are preserved. Should you wish to obtain more information about such balancing test, please contact us using the contact details provided in section 2.

 

4) WHAT TYPES OF PERSONAL DATA DO WE COLLECT?

> Please note that this DPN only adress direct collection. In case of indirect collection, a specific information should be inserted

We collect and use your personal data, meaning any information that identifies or allows to identify you, to the extent necessary in the framework of our activities. We collect various types of personal data about you, including:

 

  • identification information (e.g. full name);
  • contact information private or professional (e-mail address,).

 

We never ask for any other sensitive personal data such as data related to your racial or ethnic origins, political opinions, religious or philosophical beliefs, trade union membership, genetic data or data concerning your sex life or sexual orientation, unless it is required through a legal obligation.

 

5) HOW LONG DO WE KEEP YOUR PERSONAL DATA?

We will retain your personal data over the period required to comply with applicable laws and regulations or another period with regard to our operational requirements, such as proper account maintenance, facilitating client relationship management, and responding to legal claims or regulatory requests. For instance, most of user’s information is kept for a duration of one month in our tools.

 

6) HOW TO FOLLOW THE EVOLUTION OF THIS PRIVACY NOTICE ?

In a world where technologies are constantly evolving, we regularly review this Privacy Notice and update it as required.

We invite you to review the latest version of this document online, and we will inform you of any significant amendments through our website or through our standard communication channels.